jen asked:


How can I avoid the closing cost when refinance the house?
thanks.

Elizabeth

AbeJ asked:


I have heard you can save on some fees such as title search when you refinance with the same bank that has yiur current mortgage.
Is this true?

Isabel

etgdn l asked:


I do not know if every state has the state stamp, but we do have it here in TN. I was told it is a sort of sale tax for loan.

Logan

chicagoscene asked:


He says he can take out the PMI and give me one month free, the second month he can add it to my loan. Is he going to add the closing cost to my loan also? How much does he make if he refienance my condo?

Aubrey

purplegirl42702 asked:


I have a question regarding my origination fee? just wondering if its a good deal, the broker said it was, figured she would say anything (keep in mind my credit is fair and i make 45,000, but i also have other income verify)
here my “good faith estimate” Im refinancing my two family house (appraised at 620,000) its a conventional loan fixed for 30yrs i’m located in new york city

loan amount 461,000
interest rate is 6.75
origination fee is 1.500% = 6,915.00??
estimate closing cost include the origination fee and other fees > totaling >> 22,146.00

any info u can provide arould be greatly appreciated, thanks
fairchild from new york

Anthony

Craig C asked:


Just curious. I seen a 74,000 dollar ranch home online in northern Wisconsin, and i have enough cash saved to pay for it in full. I never owned a home before im just curious.

Vanessa

HAPPY_DAYZZZ asked:


> Are closing costs negoitable with the lender?

>The house is $420k
>I am putting down 20%

Thanks for any help!

Derek